
Meet The CEO
Lanard Harris, CEO
Fine Wine Business is a company dedicated to helping you achieve your dreams of being a business tycoon. It takes time, patience, and guts to be successful in the world of business. Fine Wine Business provides guidance and support for those who are on this journey or want to start on it. It was founded by Lanard Harris, CEO of Fine Wine Business, who has years of experience in the industry and passion in helping you achieve your entrepreneurial dreams.

Business Credit Lending
There are so many different loan options today that it easily can become overwhelming, where you may not know which loan program or loan source to apply with. Conventional banks will only approve you if you have a well-established, profitable business. Some alternative lenders will lend to you if you have a certain amount of revenue, while others only care about your personal credit quality. Some lenders will lend you money based on your collateral, and others insist you have excellent business credit to get approved.
With so many business loan options available today, do you know how to get the most amount of money at the best terms?
Our team and finance suite platform pull together all legitimate business lending programs into one place. We work with hundreds of different lenders that offer unique loan programs that work for all different types of borrowers.
Here are some of the loan options available to you now:
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Low-interest credit lines
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Long-term conventional bank loans
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Term loans
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Cash flow financing up to $500,000 with no collateral or personal credit requirements
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Unsecured financing up to $150,000, even for startups
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Asset based lending with rates less than 5%
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Private money and alternative SBA loans of $1 million and higher
By working with all legitimate loan programs and an arsenal of lenders, we can get you the most amount of business financing at the best terms. We often help clients secure multiple types of loans and credit lines through different sources to maximize approvals.
Plus, our team even negotiates lender rates and terms for you to ensure you get the best terms available. And, we use the volume of loans we close as leverage to get you even better terms. You finance team works hand-in-hand with you, and directly with lenders to get your loan approved and closed quickly.
You can get funding in as little as 72 hours, and get rates even lower than 5% on some funding. And, you get an entire finance team of loan processors and Finance Officers who work together towards one common goal, getting you the most money at the best terms.
Contact us today to get loans and credit lines for your business, even when banks say “no”.
Click below to see if you pre-qualify for funding and/or get a FREE business credit and loan consultation!

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Tradelines List
Tradelines represent another form of revenue for your business. A tradeline is the ability to use an established credit account and attach an individual to the line of credit.
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